Ste-Croix Consulting, LLC
Ste-Croix Consulting provides project-based and continuing compliance help to SEC-, FINRA-, and NFA/CFTC-regulated financial firms. Its offering includes new registration, advisory support, examination and remediation assistance, mock reviews and gap analyses, interim CCO coverage, and managed Code of Ethics and email-review functions.
Overview
Ste-Croix Consulting, LLC provides customized advice to financial businesses operating under SEC, FINRA, or NFA/CFTC oversight. Its RIA-relevant work includes new registration, continuing advisory help, managed ethics and email functions, mock reviews, regulatory examinations, remediation, discrete projects, and temporary CCO coverage.
The company presents itself as a consulting practice rather than a software-led program. Its founder is an attorney with in-house investment-adviser and broker-dealer experience, but the site expressly says Ste-Croix does not provide legal services. Matters requiring legal advice therefore need a separately engaged lawyer.
Who it may suit
The firm may suit an emerging adviser that wants help through registration and early program development without buying a fixed bundle. An established RIA can use it for ongoing access to a consultant, a focused gap analysis, an AML review, a mock examination, or assistance with an active regulatory matter.
Interim CCO availability may also help a firm cover a vacancy or transition. Because the public page does not describe the authority or duration of that role, buyers should distinguish temporary staffing from a continuing outsourced-CCO appointment.
RIA compliance services
The service list separates ongoing advisory support from managed functions. Managed work specifically includes Code of Ethics maintenance and recurring email review. Review assignments can examine the broader program or a selected subject such as AML, and may take the form of a mock exam, audit, or gap assessment.
Ste-Croix also offers regulator-examination support and targeted remediation across SEC, NFA, and FINRA matters. New-registration work is aimed at start-ups and recently registered firms. Large or small projects and interim CCO coverage round out the public offering, although the site does not enumerate filings, policy deliverables, testing methods, or employee-training services.
How the engagement works
Prospective clients begin with a consultation. If the fit is acceptable, the firm sends a proposal and then an engagement agreement, followed by a kickoff call. Scope can be ad hoc, project-based, or ongoing, and the site says services can change as the client’s needs evolve.
No prices, response standards, staffing model, sample reports, or technology requirements are published. The proposal is therefore the key document for converting a flexible relationship into defined ownership, cadence, deliverables, and boundaries.
What stands out
The mix of advisory access, managed ethics and communications tasks, project reviews, and temporary CCO coverage gives an RIA several ways to supplement an internal team without automatically transferring the complete compliance function.
The explicit legal-services boundary is also useful. It makes clear that regulatory consulting and legal representation are not interchangeable, an important distinction during examinations, enforcement work, or interpretation-heavy projects.
What to clarify before contacting
Specify the covered entities, regulators, registrations, program areas, records, lookback period, and expected output. For managed reviews, confirm systems, access, sampling, frequency, supervision, escalations, evidence retention, findings, and remediation follow-up.
For examination work, define regulator communications, document production, interviews, deficiency responses, and the role of outside counsel. For interim CCO support, ask about authority, reporting lines, availability, insurance, conflicts, transition assistance, termination, and any responsibilities that remain with management or another named CCO.